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Who we are

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What we do

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how we can help

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Ethical investments


We’re a financial planning practice that values relationships. We listen, to gain an understanding of your goals, and then work with you to tailor strategies to achieve them.

Guidance have tailored investment strategies that ensure you understand how we will look to invest your savings to meet your goals, objectives and ethical concerns.

If you’re ready to take charge of your financial circumstances, we provide tailored retirement planning, personal insurance, pre-retirement wealth creation, ethical investment advice and more.

Do you worry about the effects of gambling or climate change on society? We aim to understand and incorporate any ethical concerns you have into your financial investments.

intro-icon-who

Who we are

We’re a financial planning practice that values relationships. We listen, to gain an understanding of your goals, and then work with you to tailor strategies to achieve them.

intro-icon-what

What we do

Guidance have tailored investment strategies that ensure you understand how we will look to invest your savings to meet your goals, objectives and ethical concerns.

intro-icon-how

how we can help

If you’re ready to take charge of your financial circumstances, we provide tailored retirement planning, personal insurance, pre-retirement wealth creation, ethical investment advice and more.

intro-icon-ethics

Ethical investments

Do you worry about the effects of gambling or climate change on society? We aim to understand and incorporate any ethical concerns you have into your financial investments.

About

Guidance is about relationships.

We listen, to gain an understanding of your goals, and then work with you to develop strategies to achieve them.

You gain access to a qualified financial planner who understands you and your circumstances, and can use their expertise to make you aware of opportunities that others might miss.

We can tailor clients’ superannuation and investment portfolios to account for their ethical concerns. So for instance if you are concerned about climate change, you may like to know that your superannuation savings aren’t invested in businesses focused on fossil fuel extraction and production.

Contact us here or phone us on 03 9870 6544. We will look to set up a meeting with you. Face to face is preferred wherever possible, however if you are outside metropolitan Melbourne, let us know and we can explore options such as Skype or a teleconference.

 

At our initial meeting we will:

  1. Spend some time discussing your objectives – these are the foundations upon which any good quality financial plan is built.
  2. Work through a Fact Finder so we can gain an understanding of your current financial position, investment experience, and risk profile.

From here we will prepare a proposal for your consideration outlining what we understand to be your needs, how we can help, and what costs would be incured in undertaking that work for you. Our process is clear and transparent, with no pressure or obligation.  We want to work with people who want to work with us.

What we do

Bespoke. Ethical. Investments.

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Bespoke

You are unique. Your needs, wants, preferences, and experience are not the same as the person sitting next to you in the train, or your neighbour across the street.

So why are your retirement savings, something that may one day be your largest financial asset, invested in a generic, one size fits all, kind of way? Clients of Guidance have tailored strategies that meet their specific needs.

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Ethical

Most financial planning practices will ask about your income and assets. Hopefully they will also ask about your goals and objectives. Very, very few ask about your ethical concerns.

Many clients are concerned about action on climate change. Perhaps you worry about the impact of gambling on society. We aim to understand any ethical concerns you might have and create strategies that incorporate those concerns. So for instance if you are concerned about climate change, you may like to know that your superannuation savings aren’t invested in businesses focused on fossil fuel extraction and production.

We also think about what it means to be an ethical business. Ethics is about doing the right thing. Ethical behaviour requires firms to act in ways that stakeholders – clients, business partners, employees, suppliers and owners – consider to be both fair and honest. We consider ethical behaviour to be a non-negotiable foundation stone of our business.

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Investment

Our expertise is in investments. Shares, bonds, property, term deposits, hybrids, and alternatives.

We have a detailed Investment Philosophy to ensure you understand how we will look to invest your savings.

We can also run projections so that you can be clear how you are tracking towards your financial goals, and take action where objectives aren’t likely to be met.

Services

If you're ready to take charge of your financial circumstances, we’d welcome the opportunity to meet with you and explore how we can help.  Big or small makes no difference, we can tailor our services to fit your needs.

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Retirement Planning

“Can I afford to retire?” “How long will my money last?” These are the type of questions we answer everyday for our clients.  Whether you are 10 or 20 years out from retirement we can help build a strategy to achieve your retirement goals. Whether you want to retire now, or in the future, we can assist with your retirement planning.

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Personal Insurance

Your business may struggle without you, and you could struggle without your business. We can help arrange cover for if the unexpected ever happens. If you or another key person for your business suddenly becomes unable to contribute through illness or injury, key person insurance will give you peace of mind that your income is protected.

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Pre-Retirement Wealth Creation

You’re making good money and are keen to see that translate into wealth and financial security. You’re looking for a partner to work with who can find the opportunities to get you ahead. We will look to understand your objectives, and then work to develop strategies to see those objectives met over time.

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Self Managed Super Funds (SMSF)

We have a SPAA accredited SMSF Specialist Adviser, who can provide you with expert advice on establishing and maintaining your SMSF. Shares, Property or Installment Warrants – we can help develop a strategy that fits your unique needs.

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Investment advice

Interested in building an investment portfolio? Do you have specific investment needs?

We can work with you to tailor an investment portfolio that fits your needs and objectives.

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Ethical Investments

The sustainability sector is one of the fastest growing with countless opportunities available. At Guidance we support positive, ethical and sustainable companies and encourage our clients to determine if investments in these areas fit their portfolio.

Testimonials

From the blog

Retirement Planning

How much money do I need to retire?

This is a question we get asked often at Guidance Financial Services. In the video below I give some figures to help get you started in your retirement planning. The age you retire at affects how much money you will need in the bank, but many other factors also play a part – including how

E-Books

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Retirement Planning for Business Owners

This is a series of six short ebooks that explore the various issued faced by business owners in planning their retirement.

Get Free Series
ebook-business-life

My Business My Life – the challenges faced

This is the original paper we produced that later spawned the Ebook series above.  Estimated read time 15 minutes.

Get Free E-Book
smsf

SMSF Guide

A jargon free explanation of Self Managed Super Funds to help you decide if a SMSF is right for you.

Get Free E-Book
ethical investments

Ethical Investments

Investing ethically means giving some thought to how your money is invested. It means taking control. And such action will have an impact.

Get Free E-Book
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Key Person Insurance

A succinct guide for business owners and why it’s important to insure your key people.

Get Free E-Book

Contact

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icon-homeGUIDANCE FINANCIAL SERVICES

11/207 Buckley Street,
Essendon,
Victoria, 3040

icon-phonePHONE

(03) 9870 6544