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Who we are

What we do

how we can help

Ethical investments


We’re an Essendon based financial planning practice that values relationships. We listen to your goals and tailor our solutions to suit your specific needs. We will be with you every step of the way.

We provide you with bespoke investment strategies that give you a clear understanding of exactly how we will meet your goals, objectives and ethical concerns.

If you’re ready to take charge of your financial circumstances, our team will provide you with tailored financial plans to cover your retirement planning, insurance, wealth creation and ethical investment options.

Many of our clients have ethical concerns – be it about climate change or the effect of addiction on society. We take the time to understand what’s important to you and seek to incorporate these concerns into your bespoke financial plan.

Who we are

We’re an Essendon based financial planning practice that values relationships. We listen to your goals and tailor our solutions to suit your specific needs. We will be with you every step of the way.

What we do

We provide you with bespoke investment strategies that give you a clear understanding of exactly how we will meet your goals, objectives and ethical concerns.

how we can help

If you’re ready to take charge of your financial circumstances, our team will provide you with tailored financial plans to cover your retirement planning, insurance, wealth creation and ethical investment options.

Ethical investments

Many of our clients have ethical concerns – be it about climate change or the effect of addiction on society. We take the time to understand what’s important to you and seek to incorporate these concerns into your bespoke financial plan.

About

The team at Guidance Financial Services have been providing financial planning advice services to the Essendon and Moonee Ponds area since 1999.

At Guidance, you will work closely with a CFP qualified and experienced financial planner who will seek to understand you and your circumstances. Our financial planners will use their expertise to make you aware of financial opportunities that others might miss.

We find some of our clients have ethical concerns that impact how they would like their investments allocated.  At Guidance Financial Services, we can tailor portfolios to ensure your concerns are heard. For instance, if you are concerned about climate change, we can ensure that your savings aren’t invested in the fossil fuel industry.

The first step is to arrange an initial, no-obligation consultation where we will discuss your financial objectives and ascertain whether we are able to help.  Book now or give us a call on (03) 9870 6544. If you are outside of metropolitan Melbourne, simply let us know and we will arrange a Skype meeting or teleconference.


 

 

At our initial meeting we will:

We pride ourselves on our transparency, and so we provide our initial consultation with no obligation or pressure for you to sign up.

  1. Spend some time discussing your objectives – these are the foundations upon which any good quality financial plan is built.
  2. Work through a Fact Finder so we can gain an understanding of your current financial position, investment experience, and risk profile.

From here we will prepare a proposal for your consideration outlining what we understand to be your needs, how we can help, and what costs would be incured in undertaking that work for you.

What we do

Bespoke. Ethical. Investments.

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Bespoke

You are unique. So why should your financial plan be any different?

Your retirement savings may end up being your largest financial asset – a generic one size fits all financial plan is unlikely to deliver the best outcome for you.  That’s why clients of Guidance receive tailored strategies that target their specific goals and needs.

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Ethical

Most financial planning practices will ask about your income and assets. If they’re a standard firm they will also ask about your goals and objectives. But, if they’re a great firm they will also ask you about your ethical concerns – and this is where we set the industry standard.

Guidance will ensure that where you have strong ethical concerns on particular issues, your investment portfolio takes that into account. That means we won’t invest your money in fossil fuels if you’re concerned about climate change for instance.  Or we’ll ensure you don’t have any holdings in casinos if you are concerned about  the impact of gambling in our society.

We also think about what it means to be an ethical business. Ethics is about doing the right thing. Ethical behaviour requires firms to act in ways that stakeholders – clients, business partners, employees, suppliers and owners – consider to be both fair and honest. We consider ethical behaviour to be a non-negotiable foundation stone of our business.

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Investment

Our expertise is in investments – shares, bonds, listed property, managed funds, ETF’s, LIC’s, term deposits, hybrids and alternatives.

We have a detailed Investment Philosophy to ensure you understand how we will look to invest your savings and you will be able to see exactly how it will benefit you.

Services

If you're ready to take charge of your financial circumstances, we’d welcome the opportunity to meet with you and explore how we can help.  Big or small makes no difference, we can tailor our services to fit your needs.

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Retirement Planning

“Can I afford to retire?” “How long will my money last?” – these are the type of questions we successfully answer for our clients. Whether you want to retire now, or in the future, we can assist with your bespoke retirement planning.

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Personal Insurance

Your family will struggle financially without you. That’s why we can help arrange your personal insurance if the unexpected ever happens. Income Protection, Life Insurance or Key Person insurance for your business – whatever your need, we can help.

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Pre-Retirement Wealth Creation

If you’re making good money and are keen to see that translate into wealth and financial security, you need a trustworthy financial partner by your side. To get you ahead we will take the time to understand your objectives, and then work to develop bespoke and ethical strategies to see those objectives met.

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Self-Managed Super Funds (SMSF)

We have a SPAA accredited SMSF Specialist Adviser on board who will provide you with expert advice on establishing and maintaining your SMSF. Shares, Property or Installment Warrants – we can help develop a strategy that fits your unique needs.

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Investment advice

Interested in building an investment portfolio? Do you have specific investment needs?

We will work with you to tailor an investment portfolio that suits you.

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Ethical Investments

The sustainability sector is one of the fastest growing and can create positive returns for clients with ethical concerns. At Guidance we support positive, ethical and sustainable companies and encourage our clients to determine if investments in these areas fit their portfolio.

Testimonials

From the blog

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What can I do to boost my super?

So you’re starting to think about your retirement and have come to the realisation that the amount in your super fund isn’t where you would like it to be.  The question then becomes, “what can I do to boost my super?”.  Let’s look at a few options you could consider.  Keep in mind that your

E-Books

Retirement Planning for Business Owners

This is a series of six short ebooks that explore the various issued faced by business owners in planning their retirement.

Get Free Series

My Business My Life – the challenges faced

This is the original paper we produced that later spawned the Ebook series above.  Estimated read time 15 minutes.

Get Free E-Book

SMSF Guide

A jargon free explanation of Self Managed Super Funds to help you decide if a SMSF is right for you.

Get Free E-Book

Ethical Investments

Investing ethically means giving some thought to how your money is invested. It means taking control. And such action will have an impact.

Get Free E-Book

Key Person Insurance

A succinct guide for business owners and why it’s important to insure your key people.

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Contact

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icon-homeGUIDANCE FINANCIAL SERVICES

11/207 Buckley Street,
Essendon,
Victoria, 3040

icon-phonePHONE

(03) 9870 6544

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