Terms & Conditions

Access for persons from Australia only

Sprout Financial Pty Ltd, AFSL 495546, of which Guidance Financial Services Pty Ltd is a Corporate Authorised Representative, is not authorised to carry on business in any jurisdiction other than Australia. Accordingly, the information contained in this website is directed to and available for Australian residents only.

General information only

The information on this website is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives. It should not be construed as financial, taxation or legal advice.

Before acting on the basis of this information, you should consider its appropriateness to your own objectives, financial situation and needs. You should also obtain and read a copy of the relevant Product Disclosure Statement before making any decision to acquire a financial product.

Accuracy of information and limitation of liability

Sprout Financial does not warrant the accuracy, completeness or currency of information made available through this website. Sprout Financial will not be liable for or in connection with any loss or damage arising from any inaccuracies, errors or omissions in information made available through this website. However, Sprout Financial will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.

Sprout Financial makes no warranty that the use or operation of this website will be uninterrupted or error-free or that the website is suitable for any particular purpose or has any performance, functionality or security features except as Sprout Financial is required to provide by law. To the extent permitted by law, Sprout Financial’s liability is limited to resupplying the services accessible through this website.

Links to other websites

This website may have links to other websites, which are operated by third parties. Sprout Financial does not endorse or approve the information, graphics and materials that may be contained on those websites.

Furthermore, Sprout Financial does not make any warranties or representations regarding the accuracy, quality or timeliness of such third-party information.

Hence, Sprout Financial advises that you do not act on the information contained within these websites without obtaining independent legal advice.


Users of this website covenant that all disputes will be governed by and construed in accordance with the laws of the state of Victoria, Australia, and all users and Sprout Financial submit to the non-exclusive jurisdiction of the courts of that state.

Date of Publication: 25 October 2017.