Published On - January 29, 2021
Has COVID-19 ruined your retirement plans?
This is an article a wrote published throught the Fairfax network. Read it here...
Published On - October 14, 2020
Has COIVD ruined my retirement?
A question I’ve been getting a lot from clients in recent weeks is “has COVID has ruined my retirement plans?” Pleasingly the answer is typically no, but there is an impact. Here are the four key issues. Diversification has worked. Australian shares and listed property currently show negative ...
Published On - June 19, 2019
Will retirement still be a thing in 2030?
My latest article in published across the Fairfax network. Retirement is a reasonably recent phenomenon. It’s an invention of the 20th century and it is worthwhile questioning whether it will continue through the 21st century. Give it read here: https://www.theage.com.au/money/super-and-retir...
Published On - June 12, 2019
The future of retirement
Throughout most of human history, the only time you retired was when you died. Retirement as we now experience it is a reasonably recent phenomenon. It’s an invention of the 20th century and it’s worthwhile questioning whether it will continue through the 21st century, at least in the fo...
Published On - August 8, 2018
Article in Smart Company – Investment Market Bubbles
Here’s my latest article, published in Smart Company Magazine – Crackle and pop! Why investment markets have bubbles. ...
Published On - May 10, 2018
Pension Loan Scheme – what you need to know
The 2018 Federal budget produced little in the way of earth shattering announcements, but one item that has caught my attention is the proposed significant changes to the Pension Loan Scheme. So what is it and who might this proposed change help? What is it? The Pension Loan Scheme is a Reverse Mort...
Published On - March 26, 2018
Downsizing and super contributions – what you need to know
When seeking to generate income in retirement, the superannuation environment is an extremely attractive place in which to house your investments (and all the more so if current proposals to scrap refunds of franking credits comes to pass). This is because it’s a total tax free zone, and once reti...
Published On - February 21, 2018
Will my money run out in retirement?
Whether you’re planning for a traditional retirement at age 60+, or working towards an early retirement goal, thoughts of “will my money run out in retirement?” will no doubt have crossed your mind. There is a lot written about safe withdrawal rates. This refers to the rate you can afford to d...
Published On - February 16, 2018
5 ways you can invest in yourself
In past blog posts we’ve looked at investing in the share market, buying or starting a business, getting debt under control, and various other topics that tend to have dollars and cents as a core element. And whilst the money side of things is unquestionably important, there are other essential in...
Published On - November 14, 2017
Why Australians use Testamentary Trusts
Testamentary Trusts are an increasingly common element of our clients Estate Planning needs. So what are they and why have they become almost standard practice? A Testamentary Trust is a trust that is created by a will. It’s used by the person who created the will, as a way to improve the chan...