Blog
The blog for people who want to understand their finances better and feel more in control of their money.
This blog is for educational purposes only and contains general information. It does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances. If you would like advice tailored to your situation, you can book an appointment with one of our financial advisers here.
Your EOFY Checklist: Smart Moves to Make Now That Could Reduce Your Tax and Boost Your Super
EOFY is not just about receipts and tax returns. This episode covers the key checks to make before June 30, from super contributions and tax deductions to SMSFs, investments, family trusts and business obligations.
How to Retire Earlier: The 5 Levers Australians Can Pull
Retiring earlier is not about hoping for a windfall. It comes down to the right levers, from super contributions and spending choices to investment risk, home equity and part-time work.
The 10 Year Wealth test: Are You on Track for 2036?
A lot can change in 10 years, especially with the right plan. This article shows how to check where you stand now, define what you want next, and turn your money goals into a clear 10-year roadmap.
When Do We Sell Our Investment Properties — Retirement Edition
An investment property that worked during your wealth-building years may not be the right fit in retirement. This article looks at when selling could improve cash flow, reduce stress and support your retirement lifestyle
The Biggest Financial Mistake People Make in Their 40s and 50s
Your 40s and 50s can be make-or-break years for your money. This article explains why coasting financially can be costly, and what to do instead while time is still on your side.
What is a “Good” Return for my Super and Investments?
A good investment return depends on your risk level, time frame and expectations. This article explains what realistic returns can look like for super and investments, and why chasing more can backfire.
Is it Time to Use the Equity in your Home to Build Wealth?
Using home equity to invest can accelerate wealth creation, but it also increases risk. Here are four things to weigh up before borrowing against your home to build wealth.
Recency Bias – could it derail your plans?
Recency bias can quietly derail your investment decisions by making recent market returns feel more important than the long-term plan. Here’s how to spot it and stay on track.
Compound Interest: The Most Important Concept in Finance to Understand
Compounding is one of the most powerful forces in finance. This article shows how time and return work together to grow wealth, and why starting earlier can make such a big difference.
Protecting Your Nest Egg: Managing Sequencing Risk in Retirement
Sequencing risk can make or break how long your retirement savings last. Learn why the order of investment returns matters and how a capital stable allocation can help protect your nest egg.
The 8 types of Investment Risk
Investment risk is not just about markets going up and down. This article explains eight risks investors should understand, from liquidity and concentration risk to inflation, time horizon and longevity risk.
How to retire early in Australia
Early retirement is really about choice. Learn five practical ways Australians can move closer to financial independence, from cutting living costs to saving, investing, reducing debt and using home equity wisely.